Credit report Oregon

Employers need to use credit report Oregon caution in checking criminal records. Information offered to the public by web-based information brokers is not always accurate or up to date.

This violates both federal and California law when reported as such. Also, in California, an employer may not inquire about a marijuana conviction that is more than two years old.

In California, employers may access credit report Oregon workers' compensation records after making an offer of employment. To gain access, employers must register with the WCAB and confirm that the records are being accessed for legitimate purposes.

Although the agency may not credit report Oregon reveal medical information and the employer may not rescind an offer due to a workers' compensation claim (California Labor Code 132a), employers sometimes discover that applicants have not revealed credit report Oregon previous employers where they had filed claims. In such situations, employers credit report Oregon often terminate the new hire because it appears they falsified the application. Although these laws should prevent credit report Oregon an employer from considering certain information, there is no realistic way for the applicant to determine whether such information will be revealed in a background check. credit check for free This is particularly true for investigations conducted online where the information obtained from web-based information brokers might not be verified for accuracy or completeness.

For example, credit report Oregon if you were arrested but never convicted, a data search could reveal the arrest, but the investigator who compiled the information might not credit report Oregon delve further into the public records to determine that you were credit report Oregon acquitted or the charges were dropped.

Reputable employment screening companies always verify negative information obtained from data base searches against the actual public credit report Oregon records filed at the courthouse. Can an employment application ask about things that should not be reported? The FCRA does not prohibit credit report Oregon an employer from asking questions in an employment application. get a free credit report See FTC letters to Nadell and Sum: www.ftc.gov/os/statutes/fcra/nadell.htmwww.ftc.gov/os/statutes/fcra/sum.htm For example, an employment application might ask if you have "ever" been arrested. The FCRA says a consumer reporting agency cannot report credit report Oregon an arrest that from date of entry was more than seven years ago. It does not say the employer cannot ask the question. How to handle such questions on an employment application is of real concern to many people, especially those concerned with a youthful mistake from the distant past.

State employment laws may limit the questions an employer includes on a job application. For example, in California an application may ask "job related questions about convictions except those that have been sealed, or expunged, or credit report Oregon statutorily eradicated," but applications cannot ask "general questions regarding an arrest." www.dfeh.ca.gov/res/docs/publications/DFEH-161.pdf To learn about employment laws in your state, search the Internet for “employment inquiries” followed by the name credit report Oregon of your state. State and local equal employment opportunity agencies, along with federal EEO field offices, may also be located through the US Equal Opportunity Commission Web site. Aren't some of my personal records confidential? The following types of information may be useful for an employer to make a hiring decision. the free credit report However, under the federal credit report Oregon Fair Credit Reporting Act, the employer credit report Oregon is required to get your permission before obtaining the records. (See PRC Fact Sheet 11, "From Cradle to Grave: Government Records and Your Privacy," www.privacyrights.org/fs/fs11-pub.htm) There are other questions such as age, marital status, and certain psychological tests that employers cannot use credit report Oregon when interviewing.

These issues are beyond the scope of this fact sheet.